Calculators -


	Calculators
	Got a question that involves number crunching? Use the calculators on this page to find the mathematical answer to the most commonly asked number-crunching questions, and see your inputs displayed next to the graph, chart, and/or table output in a side-by-side display.

Calculator:

Print This Page

Portfolio Withdrawal Calculator

Starting portfolio balance

$

Anticipated annual rate of return

Initial withdrawal percentage

Number of years for withdrawals (optional)

Increase withdrawals for inflation

Inflation rate

You might be considering what percentage of a portfolio can be safely withdrawn each year without risk of early depletion. This calculator allows you to illustrate the impact of time horizons, inflation assumptions, and investment returns on your investment portfolio.

This calculator does not take into account the effect of federal or state taxes, or any investment fees or expenses.

This is a hypothetical example of mathematical principles, intended for illustration purposes only; it does not reflect the performance of any specific investment or portfolio.

This illustration assumes a fixed annual rate of return; the rate of return on your actual investment portfolio will be different, and will vary over time, according to actual market performance. This is particularly true for long-term investments. All investments are subject to market fluctuations, risk, and loss of principal.

It is important to note that investments offering the potential for higher rates of return also involve a higher degree of risk to principal.

Portfolio Withdrawal Calculator Charts

Your annual withdrawals, adjusted for inflation, come from a combination of earnings of 6% and a draw down of principal, if needed.

Based on the above information, your portfolio would be expected to provide the desired withdrawals.

View Table

Start Over

Assumptions

This calculator does not take into account the effect of federal or state taxes, or any investment fees or expenses.
This is a hypothetical example of mathematical principles, intended for illustration purposes only; it does not reflect the performance of any specific investment or portfolio.
This illustration assumes a fixed annual rate of return; the rate of return on your actual investment portfolio will be different, and will vary over time, according to actual market performance. This is particularly true for long-term investments. All investments are subject to market fluctuations, risk, and loss of principal.
It is important to note that investments offering the potential for higher rates of return also involve a higher degree of risk to principal.

Tell A Friend


	Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Cobblestone Financial Advisors and Cambridge are not affiliated. State Licenses: John B. Cooney FL, MA, NC, NJ, NY, SC, VT, CO Wendy Jo Bellerive CA, CO, CT, FL, IL, MA, MI, NH, NJ, NY, NC, OH, SC, VA, VT, DC, WA, WV